Cliff Roe Realty, Inc

Email

 
 
Dear Visitor,
 
Buying a property in the United States is extremely easy. The steps are:
  • Find a property you want to buy; hopefully with me as your agent.
  • Write a purchase and sales agreement. Sometimes the buyer and seller negotiate on the price and terms, but once the two sides agree (buyer and seller) the offer becomes a contract to purchase the property. The seller can negotiate with other potential buyers until they sign an agreement. Unlike some countries where another buyer can buy the property out from under you, a contract in the U. S. is the rule of law.
  • You may have a home inspection (if you wish) to insure the property is in the condition presented to you by the seller. Otherwise your buying the property "as is". Home inspection normally cost $300 and are not designed to find hidden defects. They will issue a final report before they leave the property.
  • The next step is to pay for the property. If you finance the property an Appraiser will be hired to estimate the properties value. This takes 2-3 weeks. If you are paying cash you don't have to hire an appraiser, but can if you wish. Either way you pay the appraiser which normally cost around $300.
  • Once the home inspection and appraisal are completed, a Title company (lawyer's) will handle the transaction and the property is yours. If you pay cash the transaction can take as little as a few days, but if you have to arrange financing it can take as long as 6 weeks to complete the process.
 
Today, you have a choice. You can, at no cost to you, hire a Buyer's Agent to represent you.  The seller always has the listing agent working for them. In fact, if you don't have a Buyer's Agent your agent is required to represent the seller's best interest. However, a Buyer's Agent owes a fiduciary duty to the buyer. Fiduciary duties are defined as:

  • Care and Competence

  • Confidentiality (what you say stays between you and your buyer's agent.)

  • Obedience (to you, providing its legal)

  • Accounting (for all monies deposited)

  • Loyalty (your interest comes before the agents)

  • Disclosure (what your agent knows, you know)

  • Due Diligence
If your objective is to find the house or condo that best matches your needs, to obtain the fairest price, and to have access to the best support providers on the Gulf coast; I invite you to tour my site before making a decision on who to hire as your representative.
 
Sincerely,
Clifford Roe

Broker/Owner, ABR

HOME